Agent Products and Programs – Classic





Our full-line of products and programs protect the consumer’s financial investment and enhance the driving and ownership experience.

Classic GAP Care

GAP coverage designed exclusively for F&I Sentinel lenders


Classic GAP Care is available (and required) for any deals funded by American Honda Finance, Acura Financial Services, Nissan Motor Acceptance Corporation, Infiniti Financial Services, Santander (for both franchise and non-franchise dealers), and Chrysler Capital.

To meet lender coverage requirements, this GAP program offers broad coverage including:

  • No MSRP/NADA limits
  • Unlimited amount financed
  • Unlimited loan to value
  • Unlimited maximum GAP benefit
  • No claim deductions for deferred loan payments
  • Terms up to 96 months (or up to 120 months for powersports GAP Care)


As with many of our Classic GAP programs, GAP Care is available in most states, covers vehicles up to 14 model years prior, and offers up to $1,000 deductible reimbursement (where allowed by the state).

For more information on Classic GAP Care, or any of our other GAP programs available on a wide range of vehicle types, contact the Classic Sales Department today!


GAP Coverage

No one in the industry offers a more extensive and comprehensive line of GAP products than Classic. From our ever-popular Signature GAP to Essential GAP for buy-here-pay-here and a comprehensive GAP specifically designed for commercial vehicles, Classic covers all the bases.

Signature GAP for franchise and non-franchise dealers.

Signature Powersports GAP has options up to 84 months.

Signature Travel Trailer and Recreational Vehicle GAP covers travel trailers up to $100,000 and recreational vehicles up to $500,000 and a maximum loan term of 240 months, truncated to 120 months.

Signature Marine GAP covers boats and water craft up to $250,000 and a maximum loan term of 246 months.

Classic Essential GAP is a Buy-Here-Pay-Here GAP providing up to a 48-month term.

Classic Commercial GAP for light, medium and heavy-duty trucks for franchise and non-franchise dealers.

Vehicle Protection Products

Our tire-and-wheel programs provide roadside assistance programs under the Classic or ClassicTrak brands. Each program is backed by one or more quality insurers, fast and efficient claim services, and supported by our own team of highly trained and experienced service professionals.

Classic Signature A La Carte allows consumers to choose from 6 powerful programs in 6 convenient packages. Includes roadside assistant, tire and wheel protection, windshield repair, paintless dent repair, key/remote replacement, and much more.

ClassicTrak Tire & Wheel provides “Sign & Drive” coverage, 24/7/365 roadside assistance, and unlimited tire-and-wheel coverage. It also includes curb and cosmetic coverage and optional O.E.M. chrome wheels and dealer-installed aftermarket wheels.

ClassicTrak All-In-One combines 6 programs into one with true “Sign & Drive” coverage to deliver more than any other all-in-one offering on the market. Included are 24-hour roadside assistance, unlimited tire-and-wheel coverage, key remote, dent-and-ding protection, windshield protection, and asset registration. Optional curb and cosmetic and O.E.M. chrome wheel coverage is available.

Classic Vehicle Theft Protection offers theft replacement and deductible benefits.

Classic Total Loss Protection is a down payment protection program that provides a benefit toward purchase of a new vehicle when a vehicle is considered a total loss due to accidental occurrence or theft.

Classic Finish is an appearance protection program that offers a 7-year term for the interior and exterior of the vehicle.

Road Service provides 24-hour roadside program offering mechanical first aide, towing, lockout, delivery, and battery and tire service.

Response Road Hazard provides 24-hour roadside assistance and unlimited tire-and-wheel repair and/or replacement.

Signature Royal Titanium provides 24-hour roadside service, windshield repair protection, tire-and-wheel protection with curb and cosmetic, dent-and-ding protection, and key/remote protection.

Specialty Programs

Consumers are keeping their vehicles longer, and taking better care of them. The following specialty programs are designed not only to protect the consumer financially, but also to increase the consumer’s driving and ownership experience.

ClassicTrak Key/Remote Replacement includes key replacement, lockout services, home lockout assistance, additional key replacement, emergency road service, taxi, loaner, towing, driver’s valet assistance, and custom trip routing.

Classic Excess Wear & Tear Protection, exclusively for leases, provides a benefit for tires, interior carpet and upholstery, exterior dents or scratches, windshield chips or scratches, interior electronic and coverage of missing parts at lease turn-in time.

Classic Paintless Dent Repair repairs a customer’s vehicle by pushing dented material back to original form without harming a vehicle’s factory finish.